fix(packaging): actually ship the TMDB token, on Linux and Windows

default.env was empty in every build, for three independent reasons:

1. build-node.sh read QE/node.env, which does not exist. Even pointed at the
   real file it would have failed: its `grep MESHBAY_TMDB_DEFAULT_TOKEN=`
   cannot match QE/tmdb.txt, which is a free-form note, not KEY=VALUE.

2. Nothing consumed default.env. packaging/README.md and build-node.sh both
   claimed `meshbay-node init` copies it to <config>/node.env; grep found the
   name in exactly two places, the README and the script that writes it. No
   code implemented the copy, and `EnvironmentFile=-` hid the absence.

3. build-win.ps1 had no env handling at all, so Windows was empty for a
   different reason than Linux.

Now: the build extracts the v4 read token -- tmdb.py sends `Authorization:
Bearer`, so it is the JWT, not the 32-char v3 key beside it in the same file --
matching KEY=VALUE first and then by shape, from MESHBAY_TMDB_TOKEN,
MESHBAY_TMDB_TOKEN_FILE, QE/node.env, QE/tmdb.txt. It writes default.env 0600
and *fails the build* if no token resolves; MESHBAY_ALLOW_NO_TMDB=1 opts out.
An empty default.env is invisible until a user opens Videos and finds no
metadata, which is how this shipped empty on two platforms at once.

platform.py gains packaged_default_env()/install_node_env()/load_node_env().
init copies the packaged file once, never overwriting an existing node.env,
and the daemon loads node.env itself at startup: systemd does this on Linux
via EnvironmentFile, but Windows autostart is a Startup-folder .vbs with no
equivalent. Already-set variables always win.

Also fixes an UnboundLocalError in main(): `config_dir` was assigned at the
top of the init branch, which made it function-local for all of main(), while
the reset branch calls `config_dir()` as the imported function. init returns
before that line, so `meshbay-node reset` could only ever raise. The local is
now cfg_dir.

Verified end to end on Linux: token baked (239 chars), init writes
<config>/node.env 0600 with it. The PowerShell half is written but unrun --
no pwsh on this machine.

Co-Authored-By: Claude Opus 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01DtfG7z6wHWj8RKHCvxQtY1

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